The F (FRAUD) Word

The F (Fraud) Word | Divorce, Deception & Hidden Assets

Divorce isn’t just about broken hearts - it’s about broken trust, hidden money, and financial deception.
In this episode, Dave Oswald, a seasoned forensic accountant with over 30 years of experience, unpacks the financial realities behind divorce that most people never see.
Dave shares real-world insights into:
How hidden bank accounts and altered financials get uncovered
Why business valuations are often manipulated during divorce
The emotional triggers that lead to financial dishonesty
What stay-at-home spouses must know about financial safety nets
And how Bitcoin and cash-heavy businesses are used to conceal assets
🔎 With three decades of uncovering fraud, Dave doesn’t just spot red flags—he explains them.
If you're a lawyer, navigating a divorce yourself, or simply interested in financial investigations, this episode offers rare access to the mind of an expert who’s seen it all.

Salvage Fraud: The Hidden Scam Draining Millions from Businesses

Most companies focus on big-ticket fraud like inflated claims, forged invoices, or staged accidents. But there’s another form of fraud quietly eating away at profits: salvage fraud.
In this episode, Dave Oswald breaks down: What salvage fraud is and why it often goes unnoticed Real-world examples including how a car “disappeared” from inventory The loophole that makes “destroy to dispose” an open door for fraud How retailers, insurers, manufacturers, and logistics firms are all at risk Practical steps to detect and prevent losses
💡 Key insight: Fraud doesn’t always show up in the numbers. Sometimes, it walks right out the door disguised as “worthless” returns.